:root {
  --brand: #2f528d;
  --brand-dark: #223d6b;
  --brand-tint: #eef2f9;
  --ink: #1b2330;
  --muted: #5a6474;
  --line: #cfd6e2;
  --bg: #f6f7fa;
  --card: #ffffff;
  --error: #b42318;
  --error-bg: #fef3f2;
  --ok: #1f7a4a;
  --radius: 10px;
  --focus: 0 0 0 3px rgba(47, 82, 141, .35);
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font: 17px/1.55 system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}
a { color: var(--brand); }
.wrap { max-width: 860px; margin: 0 auto; padding: 0 16px; }
.skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; z-index: 10; }
.skip:focus { left: 8px; }

.top { background: #fff; border-bottom: 3px solid var(--brand); }
.top-in { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-top: 12px; padding-bottom: 12px; }
.logo img { height: 56px; width: auto; display: block; }
.top-right { display: flex; align-items: center; gap: 18px; }
.site-btn { display: inline-flex; align-items: center; gap: 6px; border: 1.5px solid var(--brand); color: var(--brand); border-radius: 8px; padding: 8px 14px; font-weight: 600; font-size: 15px; text-decoration: none; white-space: nowrap; }
.site-btn:hover { background: var(--brand); color: #fff; }
.site-btn:focus-visible { outline: none; box-shadow: var(--focus); }
@media (max-width: 720px) { .top-right .contact { display: none; } .site-btn { padding: 7px 10px; font-size: 14px; } }
.contact { text-align: right; font-size: 14px; color: var(--muted); display: flex; flex-direction: column; }
.contact a { color: var(--brand); font-weight: 600; text-decoration: none; font-size: 16px; }

main { padding-top: 24px; padding-bottom: 32px; outline: none; }
h1.form-title { color: var(--brand); font-size: 30px; line-height: 1.2; margin: 0 0 6px; font-weight: 600; }
.form-sub { color: var(--muted); margin: 0 0 18px; }

.steps { display: flex; gap: 6px; list-style: none; padding: 0; margin: 0 0 18px; flex-wrap: wrap; }
.steps li { flex: 1 1 120px; font-size: 13px; color: var(--muted); border-top: 4px solid var(--line); padding-top: 6px; }
.steps li.done { border-color: #8ea6cf; }
.steps li.current { border-color: var(--brand); color: var(--ink); font-weight: 600; }

.card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
@media (max-width: 600px) { .card { padding: 16px; } h1.form-title { font-size: 24px; } .logo img { height: 44px; } .contact span { display: none; } }

.grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0 16px; }
.grid > * { grid-column: span 4; }
.grid > .w-half { grid-column: span 2; }
.grid > .w-quarter { grid-column: span 1; }
@media (max-width: 600px) { .grid > .w-half, .grid > .w-quarter { grid-column: span 4; } }

h2.section { grid-column: span 4; color: var(--brand); font-size: 20px; font-weight: 600; margin: 22px 0 10px; padding-bottom: 6px; border-bottom: 1px solid var(--line); }
h2.section:first-child { margin-top: 0; }
.group { grid-column: span 4; display: grid; grid-template-columns: repeat(4, 1fr); gap: 0 16px; border-left: 4px solid var(--brand-tint); padding-left: 14px; margin: 0 0 8px; }
.group > * { grid-column: span 4; }
.group > .w-half { grid-column: span 2; }
.group > .w-quarter { grid-column: span 1; }
@media (max-width: 600px) { .group > .w-half, .group > .w-quarter { grid-column: span 4; } }
.group-title { font-weight: 600; color: var(--brand-dark); margin: 4px 0 8px; }

.md { grid-column: span 4; margin: 0 0 14px; }
.md p { margin: 0 0 10px; }
.md h3 { color: var(--brand); font-size: 18px; margin: 16px 0 8px; }
.md ul { margin: 0 0 10px; padding-left: 22px; }
details.info { grid-column: span 4; background: var(--brand-tint); border-radius: var(--radius); padding: 12px 16px; margin: 0 0 18px; }
details.info summary { cursor: pointer; font-weight: 600; color: var(--brand-dark); }
details.info[open] summary { margin-bottom: 10px; }

.field { margin: 0 0 16px; min-width: 0; }
.field > label, .field > .label, fieldset > legend { display: block; font-weight: 600; margin: 0 0 6px; font-size: 16px; }
.req { color: var(--error); margin-left: 3px; }
.help { color: var(--muted); font-size: 14px; margin: -2px 0 6px; }
input[type=text], input[type=email], input[type=tel], input[type=number], input[type=date], select, textarea {
  width: 100%; font: inherit; color: inherit; background: #fff;
  border: 1.5px solid #aab4c4; border-radius: 8px; padding: 10px 12px; min-height: 46px;
}
textarea { min-height: 120px; resize: vertical; }
input:focus, select:focus, textarea:focus, button:focus-visible, .choice input:focus-visible + span, .drop:focus-within { outline: none; box-shadow: var(--focus); border-color: var(--brand); }
.invalid input, .invalid select, .invalid textarea, .invalid .drop, .invalid .sigpad { border-color: var(--error); background: var(--error-bg); }
.err { color: var(--error); font-size: 14px; font-weight: 600; margin-top: 4px; }
.err::before { content: "⚠ "; }

.pair { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.addr { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 10px; }
.addr .street { grid-column: span 3; }
.sub { font-size: 13px; color: var(--muted); margin-top: 3px; display: block; font-weight: 400; }
@media (max-width: 600px) { .pair, .addr { grid-template-columns: 1fr; } .addr .street { grid-column: span 1; } }

fieldset { border: 0; padding: 0; margin: 0; min-width: 0; }
.choices { display: flex; flex-direction: column; gap: 8px; }
.choice { display: flex; gap: 10px; align-items: flex-start; border: 1.5px solid #aab4c4; border-radius: 8px; padding: 10px 12px; cursor: pointer; background: #fff; }
.choice input { width: 20px; height: 20px; margin: 2px 0 0; accent-color: var(--brand); flex: none; }
.choice:has(input:checked) { border-color: var(--brand); background: var(--brand-tint); }

.drop { border: 2px dashed #9aa8bf; border-radius: var(--radius); padding: 16px; text-align: center; background: #fbfcfe; }
.drop.over { background: var(--brand-tint); border-color: var(--brand); }
.drop p { margin: 0 0 8px; color: var(--muted); font-size: 15px; }
.files { list-style: none; padding: 0; margin: 8px 0 0; display: flex; flex-direction: column; gap: 6px; }
.files li { display: flex; align-items: center; gap: 10px; background: #f1f4f9; border-radius: 8px; padding: 8px 10px; font-size: 15px; }
.files li .nm { flex: 1; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.files li .st { color: var(--muted); font-size: 13px; }
.files li.bad { background: var(--error-bg); color: var(--error); }
.bar { height: 4px; background: #dde4f0; border-radius: 2px; overflow: hidden; width: 80px; }
.bar i { display: block; height: 100%; background: var(--brand); width: 0; transition: width .2s; }

.sigwrap { max-width: 520px; }
.sigpad { border: 1.5px solid #aab4c4; border-radius: 8px; background: #fff; touch-action: none; width: 100%; height: 160px; display: block; cursor: crosshair; }
.sigtools { display: flex; justify-content: space-between; align-items: center; margin-top: 6px; font-size: 14px; color: var(--muted); }
.signame { margin-top: 10px; }
.sigdone { display: flex; align-items: center; gap: 12px; }
.sigdone img { height: 60px; border: 1px solid var(--line); border-radius: 6px; background: #fff; }

.table { width: 100%; border-collapse: collapse; }
.table td, .table th { padding: 6px 4px; text-align: left; border-bottom: 1px solid var(--line); }
.table td:first-child { width: 45%; }
.money { position: relative; }
.money::before { content: "$"; position: absolute; left: 12px; top: 50%; transform: translateY(-50%); color: var(--muted); }
.money input { padding-left: 24px; }
.calc output { display: block; font-size: 20px; font-weight: 600; color: var(--brand-dark); background: var(--brand-tint); padding: 8px 12px; border-radius: 8px; }

.nav { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; margin-top: 18px; }
.nav .grow { flex: 1; }
button { font: inherit; border-radius: 8px; padding: 11px 20px; min-height: 46px; cursor: pointer; border: 1.5px solid var(--brand); font-weight: 600; }
.btn-primary { background: var(--brand); color: #fff; }
.btn-primary:hover { background: var(--brand-dark); }
.btn-secondary { background: #fff; color: var(--brand); }
.btn-link { border: 0; background: none; color: var(--brand); text-decoration: underline; padding: 6px; min-height: 0; font-weight: 500; }
button[disabled] { opacity: .6; cursor: progress; }

.summary { background: var(--error-bg); border: 2px solid var(--error); border-radius: var(--radius); padding: 12px 16px; margin: 0 0 18px; }
.summary h2 { margin: 0 0 6px; font-size: 17px; color: var(--error); }
.summary ul { margin: 0; padding-left: 20px; }
.notice { background: var(--brand-tint); border-radius: var(--radius); padding: 14px 16px; margin: 0 0 18px; }
.done { text-align: center; padding: 40px 20px; }
.done .tick { font-size: 48px; color: var(--ok); }
.done h1 { color: var(--brand); }
.ref { font-family: ui-monospace, Menlo, monospace; background: var(--brand-tint); padding: 2px 8px; border-radius: 6px; }

dialog { border: 0; border-radius: var(--radius); padding: 24px; max-width: 460px; width: calc(100% - 32px); box-shadow: 0 20px 60px rgba(0,0,0,.25); }
dialog::backdrop { background: rgba(20, 30, 50, .45); }
dialog h2 { margin-top: 0; color: var(--brand); }
.hp { position: absolute; left: -5000px; height: 0; overflow: hidden; }
.loading { color: var(--muted); }
.foot { color: var(--muted); font-size: 13px; padding-bottom: 40px; text-align: center; }
.foot a { color: var(--muted); }
@media (prefers-reduced-motion: reduce) { * { transition: none !important; } }

/* ---------- forms homepage ---------- */
.home-intro { margin: 4px 0 26px; }
.home-intro h1 { color: var(--brand); font-size: 32px; line-height: 1.2; margin: 0 0 8px; font-weight: 600; text-wrap: balance; }
.home-intro p { margin: 0; color: var(--muted); max-width: 62ch; }
.home-group { margin: 0 0 26px; }
.home-group h2 { font-size: 13px; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); margin: 0 0 10px; font-weight: 700; }
.home-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.home-item a { display: grid; grid-template-columns: 1fr auto; gap: 4px 16px; align-items: center; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 18px; text-decoration: none; color: var(--ink); }
.home-item a:hover { border-color: var(--brand); box-shadow: 0 2px 10px rgba(47, 82, 141, .10); }
.home-item a:focus-visible { outline: none; box-shadow: var(--focus); border-color: var(--brand); }
.home-item .t { font-weight: 600; font-size: 18px; color: var(--brand-dark); }
.home-item .d { grid-column: 1; color: var(--muted); font-size: 15px; }
.home-item .m { grid-column: 1; color: var(--muted); font-size: 13px; }
.home-item .go { grid-row: 1 / span 3; grid-column: 2; color: var(--brand); font-weight: 600; white-space: nowrap; }
@media (max-width: 520px) { .home-item a { grid-template-columns: 1fr; } .home-item .go { grid-row: auto; grid-column: 1; margin-top: 4px; } .home-intro h1 { font-size: 26px; } }
.home-help { background: var(--brand-tint); border-radius: var(--radius); padding: 14px 18px; color: var(--ink); font-size: 15px; }